5th Avenue Group provides the marketing and sales information that leads to HNWIs and their advisors accessing one of the few legitimate protection and tax reduction products currently available - life insurance. US tax law allows for the tax deferred build-up of assets in a qualified Private Placement Life Insurance (PPLI) or Private Placement Variable Annuity (PPVA). Allowing US and international investors to enjoy tax benefits, as income and gains on assets are not generally subject to tax until a distribution is made from the policy. This tax-deferred compounding allows assets to grow much faster than assets that are taxed on a current basis. Combine the PPLI with the Premium Finance policy and it is hard to imagine a more effective legitimate tax mitigation vehicle.